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Frequently Asked Questions About Commission Advances and Commission Express
Commission Express – the ONLY franchised real estate commission advance company in the country – is locally owned and operated. Personal, confidential service and fast response are the backbones of our business.

Q: What do you call this service?
Q: Do other agents use this?
Q: What do I need?
Q: How does it work?
Q: Okay, when do I get my check?
Q: How much do I get?
Q: Any limits?
Q: What does this service cost?
Q: What if the settlement date slips?
Q: How do I get started?


Q: What do you call this service?
A: We call it convenient, you might call it indispensable. It's our take on the centuries-old practice of “factoring” -- selling accounts receivable at a discount in advance of the due date. You “sell” us your receivables – your commission – which we “buy” with no financial statement needed.
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Q: Do other agents use this?
A: Yes – lots of them. Nationwide, Commission Express has advanced more than $385 million dollars.
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Q: What do I need?
A: All you need is a ratified, non-contingent contract with preliminary loan approval. And a phone to call Commission Express.
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Q: How does it work?
A: This could be the best and easiest business transaction you'll ever complete.

Here's what happens:
1. Fax a completed and signed Application with required documents to Commission Express.  You will already have most of the documentation we need.
2. Commission Express prepares the papers and faxes them to you for signatures.
3. You sign and fax them back to Commission Express, and Commission Express then wires the funds to your account.

Note: After the first transaction, there's substantially less documentation.
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Q: Okay, when do I get my cash?
A: Typically within 2 days after we receive the complete documentation – often the same day.
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Q: How much do I get?
A: Upon approval, we'll write you a check for up to 84% of your total commission – and you'll receive the holdback after settlement.
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Q: Any limits?
A: No way. We underwrite each transaction on its own merit and make our decision on a transaction-by-transaction basis. So there are no set advance limits.
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Q: What does this service cost?
A: You pay nothing up front. Your cost is called a “discount” and is paid from settlement. Commission Express discounts the commission from 8% to 14% on 30 to 90-day settlements.
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Q: What if the settlement date slips?
A: Our exclusive 30-day grace period on all transactions gives the agent or broker considerable peace of mind should the date slip.
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Q: How do I get started?
A: Make the sale then pick up the phone. Call Commission Express or fill out the online application. And unlock the power of cash flow.
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Commission Express of Northern California is an Affiliate Member of several California REALTOR® Associations.